About 1907 Insurance Group
Independent Guidance, One Conversation at a Time
1907 Insurance Group exists to make life insurance understandable — and to help families choose coverage that genuinely fits their lives.
Michael Janas
Independent Licensed Life Insurance Agent • NPN 21419333
Michael Janas is an independent licensed life insurance agent and the founder of 1907 Insurance Group. He helps individuals and families understand their coverage options and choose policies suited to their needs, health, and budget.
Michael believes buying life insurance should begin with a clear conversation — not pressure. His goal is to explain the available options in understandable terms, answer questions honestly, and help each client make an informed decision for their family.
Because he is independent, Michael is not limited to a single insurance company. He compares options from the carriers he is appointed with, explains how each one evaluates health and pricing, and stays available after the policy is in place.
How We Work
Honesty before pressure
You will get a straight answer — including when coverage isn't the right move.
Clarity before complexity
Policies explained in everyday language, so you know what you're buying.
Service before and after the sale
Questions about your coverage later? Call. That's what an agent is for.
Coverage chosen for your actual needs
Recommendations start with your situation, your health, and your budget.
Respect for every budget
Protection only works if you can comfortably keep it. That matters here.
Serving clients in 19 states. Call to confirm availability in your state.
Get My QuoteHave a Question? Just Ask.
A short conversation is often the fastest way to understand your options. Call or request a quote — whichever is easier for you.
No pressure. No obligation. Just straightforward help understanding your options.