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Personal guidance from an independent licensed life insurance agent.

Insurance Carriers

Why the Company Behind the Policy Matters

Every insurance company evaluates age, health, and medications differently. Comparing carriers is often the difference between a policy that fits and one that doesn't.

Transamerica Life Insurance CoMutual of OmahaGuarantee Trust Life Insurance CoAmerican Amicable Life Insurance CoCoreBridge FinancialAflacGerber Life Insurance

Coverage Options From Established Insurance Companies

Below are the carriers 1907 Insurance Group works with. Rather than recommend a company from a webpage, Michael matches options to your situation after a short conversation — because underwriting, pricing, and product availability differ from one carrier to the next.

Transamerica Life Insurance Co logo

Transamerica Life Insurance Co

Final expense and term life options

Mutual of Omaha logo

Mutual of Omaha

Whole life and final expense products

Guarantee Trust Life Insurance Co logo

Guarantee Trust Life Insurance Co

Final expense and senior-focused coverage

American Amicable Life Insurance Co logo

American Amicable Life Insurance Co

Simplified-issue life insurance

CoreBridge Financial logo

CoreBridge Financial

Term and permanent life insurance

Aflac logo

Aflac

Supplemental and life coverage

Gerber Life Insurance logo

Gerber Life Insurance

Whole life and guaranteed-issue options

Carrier availability varies by state, product, applicant eligibility, and agent appointment. Not every product or carrier is available in every situation. Carriers shown are those 1907 Insurance Group works with; active appointments are confirmed before any recommendation is made.

What to Know About Carrier Choice

  • Two carriers can price the same person very differently.
  • Some carriers are more flexible about specific health conditions than others.
  • Benefit types differ — level from day one versus graded for the first few years.
  • Not every product is available in every state or for every applicant.

Carrier availability varies by state, product, applicant eligibility, and agent appointment. Not every product or carrier is available in every situation.

Let Michael Do the Comparing for You

Share a few basics, and Michael will review which carriers and products may fit your age, health, state, and budget.

No pressure. No obligation. Just straightforward help understanding your options.

1907 Insurance Group logo

1907 Insurance Group is an independent insurance agency helping individuals and families compare life insurance options and choose coverage with confidence.

Michael Janas
Independent Licensed Life Insurance Agent
NPN 21419333

Contact

1907 Insurance Group is an independent insurance agency. Product availability, eligibility, rates, benefits, and underwriting requirements vary by insurance company, policy, applicant, and state. Information on this website is provided for general educational purposes and is not a guarantee of coverage or benefits. Coverage is not in force until an application has been approved by the issuing insurance company and all policy requirements have been satisfied.

© 2026 1907 Insurance Group. All rights reserved. Legal and consent language on this site is pending review by a qualified insurance compliance professional.