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Personal guidance from an independent licensed life insurance agent.

Terms of Use

The Ground Rules for This Website

Draft pending legal review. By using this website, you agree to the following terms. Effective date: [TO BE SET AT LAUNCH].

This Website Is Educational

The content on this website is provided for general educational purposes only. It is not insurance, financial, legal, or tax advice, and it does not create an agent-client relationship. The terms of any policy are governed solely by the policy contract issued by the insurance company.

No Guarantee of Coverage

1907 Insurance Group is an independent insurance agency. Product availability, eligibility, rates, benefits, and underwriting requirements vary by insurance company, policy, applicant, and state. Information on this website is provided for general educational purposes and is not a guarantee of coverage or benefits. Coverage is not in force until an application has been approved by the issuing insurance company and all policy requirements have been satisfied.

Submitting a form on this website does not begin coverage, bind coverage, or constitute an application for insurance.

Quotes and Estimates

Any quote or estimate provided is preliminary and subject to underwriting by the issuing insurance company. Final rates and eligibility depend on the carrier's review of a completed application.

Intellectual Property

The content, design, and branding of this website belong to 1907 Insurance Group. Carrier names and logos are the property of their respective owners and are displayed to identify companies the agency works with.

Acceptable Use

You agree not to misuse this website, including by submitting false information, attempting to access systems without authorization, or using automated tools to submit forms.

Limitation of Liability

To the fullest extent permitted by law, 1907 Insurance Group is not liable for damages arising from the use of this website or reliance on its educational content.

Contact

Questions about these terms may be directed to (877) 833-1907 or the contact form on this website.

1907 Insurance Group logo

1907 Insurance Group is an independent insurance agency helping individuals and families compare life insurance options and choose coverage with confidence.

Michael Janas
Independent Licensed Life Insurance Agent
NPN 21419333

Contact

1907 Insurance Group is an independent insurance agency. Product availability, eligibility, rates, benefits, and underwriting requirements vary by insurance company, policy, applicant, and state. Information on this website is provided for general educational purposes and is not a guarantee of coverage or benefits. Coverage is not in force until an application has been approved by the issuing insurance company and all policy requirements have been satisfied.

© 2026 1907 Insurance Group. All rights reserved. Legal and consent language on this site is pending review by a qualified insurance compliance professional.